State reminds homeowners to do their homework before
hiring a contractor
The
Minnesota Department of Labor and Industry (DLI) reminds homeowners to do their
homework before hiring a building contractor after a storm ... or anytime.
“There are
many companies in Minnesota that specialize in repairing roofs, siding and
windows damaged by storms. Most of these contractors are reputable and licensed,”
said Ken Peterson, DLI commissioner. “However, sometimes unscrupulous operators
try to take advantage of storm victims.”
After neighborhoods
experience a wind or hail storm, homeowners may find salespeople for these
companies going door-to-door soliciting repair work.
Contractors need state licenses; homeowners cautioned about signing
documents
Before signing any document, homeowners should call DLI at (651)
284-5069 or go online to DLI's
License Lookup search to
verify the contractor is licensed and to learn if the contractor has a history
of disciplinary action. Homeowners should also check with the Better Business
Bureau and check for lawsuits or judgments involving the company or its owners
in the state court system.
Homeowners are cautioned not to sign anything presented by a
contractor unless the document is read very carefully and the homeowner has
made a firm decision to hire that contractor. Generally speaking, if a
homeowner signs a piece of paper it is a contract, regardless of what the
salesperson says; the homeowner is then obligated to use the contractor for all
repairs approved by the homeowner's insurance company.
Contractors cannot offer to pay the homeowner's insurance
deductible. State law prohibits contractors from paying deductibles or offering
any compensation as an incentive to hire them to perform storm repair services.
Before hiring a contractor, DLI suggests homeowners ask:
-
for the contractor's license number and then contact DLI's CCLD
Enforcement Unit at (651) 284-5069 or dli.contractor@state.mn.us to verify the contractor is currently
licensed and to determine if the contractor has a disciplinary history;
- the contractor how long and where they have been in business;
- for references and check with former customers to see if they were
satisfied with the work; and
- for a local phone number and a Minnesota business address other
than a post office box.
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